Développement International Desjardins (DID) is a non-government-organization which belongs to Desjardins Group in Canada. It was established with a mission to support the cooperative credit model in the world in general and in Vietnam in particular. It has implemented several projects in Vietnam since 1993 to assist the People’s Credit Fund network in its establishment and development.

DID has operated in Vietnam since 2016 in collaboration with the Cooperative Bank of Vietnam (CBV) to implement a project to support strengthening the People’s Credit Fund network (STEP) in Vietnam. The STEP was funded mainly by the Global Affairs Canada (GAC).

In project’s framework, STEP developed a mobile app called Co-opSmart that provide interactive lessons and simple financial tools for entrepreneurs, especially women in rural areas, to make informed financial decisions regarding both production and business activities as well as household management. Currently, there are 4 lessons developed on the app with this orientation and we are targeting to develop more lessons to provide more and more information to end users.

Detailed TOR in English can be found at 

The Co-opSmart app is available on:

Interested providers should submit their Proposal by email to may.tran-thi-ha@did-step.com before 17:00 on February 12th 2023, Hanoi time.

Please kindly note that each email submission may not exceed 20MB in size.